Attention homeowners: Real estate appraisal services for in Beaumont and Jefferson County

The top 7 reasons why TX homeowners call on Aulbaugh & Associates:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
To reduce your mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate

Own a house in or near Beaumont, TX and need help deciding the value of it?
Contact Aulbaugh & Associates.

At Aulbaugh & Associates, we understand the individual needs of a customer in need of appraisal services. Our usual business clients are used to the appraisal process and the usual "products" we deliver to them. Being a consumer that probably doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Aulbaugh & Associates are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At Aulbaugh & Associates, we're experts in helping folks just like you rid themselves of undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other houses nearby. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an appraisal report from Aulbaugh & Associates is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Aulbaugh & Associates can help you reinstate your home equity line of credit with an expert appraisal.

We Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would like to have a seasoned expert double-check it for accuracy or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Aulbaugh & Associates offers field reviews where we go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Aulbaugh & Associates can help with that too. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.